Blog - Bill Touchette

Buyers

Different Types of Home Loans

Financing terms are the nuts and bolts of a successful home purchase. Once you’ve decided you’re ready to buy a house, it’s a matter of making the numbers work. So, which home loan is the right one for you? Knowing the different types of mortgage loans available to you will allow you to pinpoint the […]
Sellers

Time to paint?

Curb appeal is a key to selling your house and curb appeal is a key in choosing the right look for a home you may want to purchase. The color combinations and how recent a home has had a new coat of paint add to the appeal of any home. The Tri-Cities offers many paint […]
Buyers, Sellers

Moving Tips

MOVING TIPS The process of moving is long and complex. Being organized, knowing what needs to be done, and tackling tasks efficiently can make your move significantly less stressful. Here’s a checklist to keep you on task and help make your move successful. SIX TO EIGHT WEEKS BEFORE: ❱❱ Use up things that may be […]
Buyers

First Time Home Buying: Settlement and Closing

SETTLEMENT AND CLOSING During the negotiation stage of the transaction, a mutually agreed-upon date for closing is determined. “Closing” is when you and the seller sign all the paperwork and pay your share of the settlement fees, and the documents are recorded. Settlement obligations vary widely due to specific contract language, local laws and customs. […]

Buyers Different Types of Home Loans Financing terms are the nuts and bolts of a successful home purchase. Once you’ve decided you’re ready to buy a house, it’s a matter of making the numbers work. So, which home loan is the right one for you? Knowing the different types of mortgage loans available to you will allow you to pinpoint the […]

Sellers Time to paint? Curb appeal is a key to selling your house and curb appeal is a key in choosing the right look for a home you may want to purchase. The color combinations and how recent a home has had a new coat of paint add to the appeal of any home. The Tri-Cities offers many paint […]

Buyers Moving Tips MOVING TIPS The process of moving is long and complex. Being organized, knowing what needs to be done, and tackling tasks efficiently can make your move significantly less stressful. Here’s a checklist to keep you on task and help make your move successful. SIX TO EIGHT WEEKS BEFORE: ❱❱ Use up things that may be […]

Buyers First Time Home Buying: Settlement and Closing SETTLEMENT AND CLOSING During the negotiation stage of the transaction, a mutually agreed-upon date for closing is determined. “Closing” is when you and the seller sign all the paperwork and pay your share of the settlement fees, and the documents are recorded. Settlement obligations vary widely due to specific contract language, local laws and customs. […]

Buyers First Time Home Buying: Home Inspections HOME INSPECTIONS When you’re ready to complete a purchase and sale agreement on a home, your offer will generally be contingent on a professional inspection of the entire property—including improvements. The home inspector looks beyond the cosmetics to make sure that the home’s general systems operate properly. The inspector will also look for large repairs […]

Buyers First Time Home Buying: Purchase and Sale Agreement PURCHASE AND SALE AGREEMENT Once you’ve found the home you want to buy, together we’ll complete a purchase and sale agreement. This is the contract in which you and the seller outline the details of the property transfer. The purchase and sale agreement usually consists of the following pages: ❱❱ Earnest money receipt ❱❱ Financing […]

Buyers First Time Home Buying: How Much Home Can You Afford? HOW MUCH HOME CAN YOU AFFORD? Before you start looking at homes, it’s a good idea to find a target price range that you can afford. A mortgage lender will want to make sure you can handle the down payment, plus a monthly mortgage payment made up of principal, interest, taxes and insurance (PITI). Interest […]

Buyers First Time Home Buying: Beginning the Process USING A WINDERMERE AGENT TO HELP YOU FIND A HOME Whatever your reasons for buying, know that finding the right home, in the perfect neighborhood and at a cost that is within your budget, is no small task. That’s why many buyers enlist the help of a full-service Windermere agent. There are many benefits you […]